CS Clear

Debt counselling is one of the debt relief measures available in South Africa. The process is governed by the national credit act and regulated by the NCR. Intended to assist consumers struggling to manage their finances due to unforeseen circumstances. CS Debt Counselling and CS Clear assist clients by restructuring the monthly debt repayments into more affordable instalments.


CS Clear is a division of CS Debt Counselling which is a family-owned business since 2008. Assisting over-indebted consumers to gain control over their debt repayments through the debt review process. Furthermore, offering services such as ITC Clearance, Income Protector Plans, Short term Insurance as well as Life Insurance. CS Clear also assists consumers that qualify to clear listings from their credit reports.


Not only has CS Clear successfully assisted consumers to remove their debt review status but also helped them re-enter the credit market. Additionally, doing fraud listing investigations within the ITC clearance department. Assisting schools to generate credit reports for parents who apply for grants.


Services within the ITC department:

  • Remove paid-up default listings
  • Withdraw paid-up judgments
  • Remove debt review status
  • Remove administration orders
  • Provide affordable credit reports.


Value-added Services:

The Value-added services will help consumers to make provision for those unexpected events that may influence their finances.


  • Credit Life Insurance
  • Income Protector
  • Short-term Insurance


Believing in the face to face personal touch, Bernidene – CEO of CS Clear, assures that the process is followed correctly. Each client’s situation is different, thus it is crucial that the proposed payments to credit providers cover interest, which is reasonable and fair. Feel free to make an appointment, whether it is for yourself or an employee.

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